Fullfil your Company Financing Needs
PT Radana Bhaskara Finance Tbk is one of the leading private multifinance companies in Indonesia which has been around for almost 5 decades with a long span of time, of course this proves that Radana Finance is trusted and able to carry the trust of the public. Currently, Radana Finance is transforming into a commercial direction with its products, namely Factoring and Asset Based Finance. One of the advantages of our Factoring product is that it is intended for the public besides that the ceiling we provide for funding is larger than other companies.
We present various types of business loans for your business, ranging from short-term to long-term loans. Find a loan product that suits your business to support your working capital needs with the loan application transaction procedures that we carry out in accordance with applicable law in Indonesia, we have guaranteed legality and have been officially registered and supervised by our Financial Services Authority (OJK).
Regarding questions about Products from Radana Finance.
1. How long does the factoring application process take at Radana?
The time it takes for us to give approval to our debtors is an average of 7 working days from the time we receive the complete documents and several conditions have been met beforehand. As for Asset Based Finance (ABF) We need approximately 14 working days to give approval from the time we receive the complete documents.
2. What requirements are needed if you want to apply for Financing for the purposes of the Financing (Working Capital, Investment or Multipurpose) Products available by Radana Finance?
• 1. Application Doc
• 2. Identity Doc.
• 3. Legal Doc
• 4. Collateral Doc
3. How is the application process?
For the process, that is, after filling out the form listed on our website, our Account Manager will contact you and make a schedule to meet, after that the data will be sent to us and you just have to wait for our Account Manager for a survey.
4. What types of Factoring are available at Radana Finance:
We provide 2 alternatives, namely Factoring With Recourse and Factoring Without Recourse
Factoring With Recourse or Factoring with the Provision of Guarantees from the Seller of Receivables is a factoring transaction in which the seller of the receivables bears the risk of not collecting part or all of the receivables sold to the Financing Company. Factoring Without Recourse or Factoring without the Provision of Guarantees from the Seller of Receivables is a factoring transaction in which the Financing Company bears the risk of uncollectible all receivables sold to the Financing Company.
5. What types of financing are available for Asset Based Finance?
For Asset Based Finance we provide:
• 1. New Unit Financing (New Financing)
• 2. Used Financing (Used Financing)
• 3. Refinancing (Sales & Lease Back)
• 4.Take Over
6. Which Heavy Equipment (HE) categories are accepted by Radana Finance?
• 1. Excavators
• 2. Bulldozer
• 3. Motor Grade
• 4. Wheel Loaders
• 5. Cranes
• 6. Truck
• 7. Vibrating Roller
How to get a loan facility?
The first thing you can do is contact us via our official social media which is connected to this website and verified, you can also directly contact our call center at +62 21 5099 1088/ WA : +62 889 0613 5050
For a financing simulation, please check here
